Restaurants and Caterers

Restaurant and Catering businesses offer a unique set of risks. Interaction with the public and the preparation of food create an environment in which either employees or patrons could be injured. Even outside of injuries, restaurants and caterers could experience major events – slips and falls, food spoilage, fires, equipment breakdown – which could shut down operations for significant lengths of time.5-foodprep

Insurance Systems Group has specialized in insuring restaurant and catering risks for decades. We understand each restaurant and each caterer are different and are able to customize insurance programs specific to each risk. In addition, we have some of the most aggressive markets when it comes to writing these risks.

Liquor Liability
Liquor Liability may be one of the most difficult definitions in insurance.  Legally speaking, any establishment that sells, serves, or assists in the purchase or use of alcohol opens its doors for a liability claim as a consequence of intoxication resulting in injuries or property damages. This includes restaurants, bars, nightclubs, and taverns.  Unfortunately, in today’s “age of litigation” lawsuits typically include any and all parties or entities with even a remote connection to an incident.