Recently, Mike Herzak, President, and his son, Dan Herzak, VP, were invited to speak at the 2019 Serbian Orthodox Sabor in Chicago, IL.Continue Reading
Advocacy is Our Mission
In business since 1935, Insurance Systems Group will maintain a leadership position in client service while continuing to act as our client’s advocate.
As advisors and risk managers, Insurance Systems strives to provide safe, secure, and cost effective protection for every client now and in the future. As times change, ISG aims to be the preferred insurance provider, utilizing changes in technology to better enhance the client experience.
Services We Offer
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ISG Quick Fact
"EPLI stands for Employment Practices Liability Insurance. It is a coverage that protects employers from employees who feel their rights have been violated. sexual harassment, discrimination, Failure to employ or promote are just a few of the most common."
"Collision coverage covers any damage to your vehicle as a result of colliding with another vehicle or stationary object. Comprehensive coverage covers damage to your vehicle as a result of theft, fire, vandalism, hitting a deer, a skipping rock damaging your windshield, etc."
"The higher your deductible, the lower your premiums and vise versa. However, this does not mean that you should increase your deductible to $5,000 if you would only be able to come up with $500 in the even of a loss. Deductibles should be an individual preference and determined based on your ability to cover that amount should a loss occur."
"Hired and Non-Owned Auto Coverage is coverage for the policyholder against liability incurred while driving an automobile not owned or hired by the policyholder or resulting from the use of someone else’s automobile on the insured’s behalf, such as an employee using a personal car for the employer’s business purposes. This coverage is automatically included in personal and most commercial automobile policies."
"Flood Damage is an exclusion and a coverage that must be purchased separately. For more information regarding Flood Insurance, contact our agency or visit www.floodsmart.gov."